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Here at UK Life Insurance Solutions we specialize in life insurance and other insurance products including Income Protection Insurance, Mortgage Payment Protection and Critical Illness Insurance.
We are an appointed agent of personal touch financial services ltd meaning that we are part of a large network of insurance brokers which means we are able to receive large discounts with many of the industries leading insurers including Bupa, Fortis, Aviva, AXA, Liverpool Victoria, Scottish Equitable, Royal Liver, Pru Protect, Provident, Scottish Provident, Zurich, and Legal & General.
We do not charge for our services and we have an excellent team of friendly, knowledgeable and efficient staff that are always happy and willing to help you.
Our life insurance products are very flexible and can be tailored to match your requirements including the total amount you are insured for, the duration of your policy etc.
Here are the different types of Insurance We Offer
Life Insurance
This is an insurance policy which pays out a lump sum of money should you die. It is designed to be used for your family to pay off the mortgage and/or pay off any debts or liabilities you may have left behind. It can also be used to cover any funeral costs and help your family to maintain the same standard of living prior to your death.
Accident, Sickness and Unemployment Insurance
ASU which is also known as Mortgage payment protection insurance MPPI is a UK insurance policy which pays you a tax free monthly income to cover your Mortgage payments, load repayments or rent. Other names for this are Accident Insurance, Sickness Insurance, Illness Insurance, Unemployment Insurance and Redundancy Insurance.
Critical Illness Insurance
This insurance is designed to help you should you become critically ill. It pays you a lump sum of money when diagnosed with a critical illness such as an advanced cancer, stroke or heart attack for example. This can help pay off your mortgage, debts. liabilities etc should you be unable to work due to your illness.
Your payment can also be used to pay for any specialist medical care that you may required and may also help with your mortgage repayments whilst you are getting better and looking to return to work.
Please note that Critical Illness Insurance is not the same as Terminally Ill Insurance.
Income Protection Insurance
Our ranges of UK Income Protection Insurance are there to help you incase you are no longer able to work due to an accident or injury. Our income protection insurance allows you the option of covering accident, sickness and unemployment for either long or short term lengths and pay out a monthly sum to replace your missing income.
Smokers Life Insurance - Life Insurance For Smokers
If you are what is classed as a ‘Life Insurance Smoker’ then you will need Smokers Life Insurance. Because of the health risks involved with smoking, your premiums will usually be slightly higher than those of a none smoker.
By filling out our quote form we will be able to search the market and offer you some fantastic Life Insurance Quotes for smokers.
Over 50 Life Insurance - Life Insurance For Over 50s
We compare quotes from many of the UK’s leading insurance providers which means we can offer some fantastic rates for Over 50 Life Insurance.
Mortgage Payment Protection Insurance
An insurance policy which pays out to cover your mortgage for up to twelve months whilst you recover from accident, sickness or unemployment. Again, like many other of our insurance products we have for sale this is very flexible and you can have both yourself and your partner on the same policy.
Sounds complicated? Visit our UK Life Insurance Jargon Buster page which explains all the complicated insurance terminology.
If you have any questions about our insurance products and services then please do not hesitate to contact us via our contact form.
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