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Please read our terms and conditions very carefully.
Jurisdiction for use: This site is intended for use only by those who can access it from within the UK.
Disclaimer - Very Important
Here at UK Life Insurance Solutions we only provide information about insurance products / services and we do not give any financial advice or recommendations.
When filling out one of our online quotation forms your details will then be passed on to one of our trusted and fully qualified FSA regulated partners who will then work hard searching the market to to help find you the best possible policy to suit your requirements.
The contents of our website are intended for illustrative and guidance purposes only and should not be treated as specific recommendation or advice towards any insurance or financial product(s) / services.
Terms and conditions of www.uklifeinsurancesolutions.co.uk website (“the / this website”)
These Terms apply to an individual's use of the Website. By using this Website you ("You", "Your") agree that You have read and are bound by these Terms. If You do not agree to be bound by these Terms as set out below, You should not use this Website.
Copyright, Trademark and Website Content
You acknowledge and accept that all copyright, trademarks and all other intellectual property rights in all material or content provided as part of this Website belong to www.uklifeinsurancesolutions.co.uk ("Us", "Our", "We"). You may download material from this Website for Your own use and to complete applications. No right, title or interest in any downloaded material is transferred to You by such downloading. Any other use of the material and content of this Website is strictly prohibited and You agree not to copy, reproduce, transmit, download, frame, publish, display, distribute, commercially exploit or create derivative works of such material except with Our prior written consent.
Our Liability to You
While We will use reasonable endeavours to ensure the accuracy of any information published on this Website, We do not make any representations or warranties of any kind with respect to this Website or its contents and We disclaim all representations and warranties, except where fraudulently made. Reasonable steps have been taken to protect this Website by the use of anti virus software but We make no representation that this Website will meet Your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy or reliability of the materials. We will not be liable to You for any loss of content or material uploaded or transmitted through this Website.
We cannot guarantee that We will be able to provide a particular product at any particular time or that a product will be available from day to day. We do not accept any liability in the event of withdrawal of any product or for rejection of Your application for a product for any reason whatsoever. Neither We nor any of Our directors, agents, employees or partners will be liable for damages arising out of or in connection with Your use of this Website. This is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss or damage to property and claims of third parties. Notwithstanding the above, We do not exclude any liability for death or personal injury resulting from Our negligence or that of Our directors, agents, employees or partners.
These disclaimers do not attempt to disclaim liability for matters which cannot be excluded under any applicable English law.
No advice is given by Us as to the suitability of the products available on this Website. It is for You to determine the suitability of products available on this Website and we strongly recommend you seek professional independent financial advice before to committing to purchasing any insurance / financial product / service .
This Website contains links to other websites with which we do not accept responsibility for the contents of any other websites to which there is a link. Please read the privacy statements and terms of use upon entry to a linked website as a matter of practice.
Indemnity
You agree to fully indemnify Us immediately on demand from and against all claims, actions, liability, losses, costs and expenses, including legal fees arising from any breach by You of any of these Terms or any other liabilities arising out of Your use of this Website.
Our Rights
We reserve the right at any time to modify or withdraw, temporarily or permanently, this Website or any part of it without notice to You and We will not be liable to You in any way for any modification or withdrawal of this Website.
We reserve the right to modify these Terms without reference to You. Any such modification will be published on this Website and You are requested to check these Terms from time to time to ensure that You have seen the latest version of the Terms. Continued use by You after modifications are posted on this Website constitutes Your acceptance of the revised Terms. We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to You or any third party by reason of Our refusing to process a transaction. We reserve the right to monitor the information submitted to this Website.
General
The information on this Website applies to residents of the UK only (not including the Channel Islands or the Isle of Man) - please check individual products for further details. The right of any person to enforce any of these Terms under the Contracts (Rights of Third Parties) Act 1999 is excluded. We shall not be liable to You where performance of any of Our obligations to You is prevented, frustrated or impeded by any circumstance or cause beyond Our control.
If any part of these Terms is found to be unenforceable as a matter of law, all other parts of these Terms shall be unaffected and shall remain in force. These Terms shall be governed by and construed in accordance with English law and the English courts shall have non-exclusive jurisdiction over any disputes between us.
Complaints Procedure
For any complaints regarding the content of this Website or relating to the service you have received from UK Life Insurance Solutions the please contact us.
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