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An insurance policy taken out to cover the unfortunate event of your death which pays a lump sum of money to your family to help cover the mortgage, funeral costs and any outstanding debts or liabilities you may have left.
This is an insurance policy taken out to cover you should you suffer a critical illness such as a heart attack , stroke or advanced caners. It pays a lump sum when diagnosed should you be unable to work or require specialist medical care.
This lets you protect your monthly income should you become injured and are no longer able to work. Here at UK Life Insurance Direct our Income Protection policies pay you anything between 50% and 65% of your monthly income.
Our UK Mortgage Payment Protection Insurance Policies will pay you a monthly income to cover your mortgage payments with usually a little extra should you be unable to work due to sickness, accident or unemployment.
UK Life Insurance Jargon Explained
FIB - Family Income Benefit
Family Income Benefit is a type of UK Life Insurance that pays out a regular income or expenses as opposed to a lump sum of money. This is to replace a lost income and removes the worry of how to invest a lump sum. This removes the need for your family and loved ones having to adjust to a low income should the unfortunate happen.
“Here at UK Life Insurance Solutions our company mission is quite simple. We aim to provide the most competitive online UK Life insurance quotes for all our visitors. Our staff are trained to a very high and knowledgeable standard and we pride ourselves in always providing a friendly and efficient service to all our customers.”
