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An insurance policy taken out to cover the unfortunate event of your death which pays a lump sum of money to your family to help cover the mortgage, funeral costs and any outstanding debts or liabilities you may have left.
This is an insurance policy taken out to cover you should you suffer a critical illness such as a heart attack , stroke or advanced caners. It pays a lump sum when diagnosed should you be unable to work or require specialist medical care.
This lets you protect your monthly income should you become injured and are no longer able to work. Here at UK Life Insurance Direct our Income Protection policies pay you anything between 50% and 65% of your monthly income.
Our UK Mortgage Payment Protection Insurance Policies will pay you a monthly income to cover your mortgage payments with usually a little extra should you be unable to work due to sickness, accident or unemployment.
UK Life Insurance Jargon Explained
Actuary
An Actuary is a person who assesses the risks and uncertainty of a financial impact. They usually have a very good understanding of financial systems and their securities and are able to asses their statistics and complexities. After evaluating all the information they then advise insurance companies of certain outcomes to enable them to asses their own risks and to minimize any losses.
“Here at UK Life Insurance Solutions our company mission is quite simple. We aim to provide the most competitive online UK Life insurance quotes for all our visitors. Our staff are trained to a very high and knowledgeable standard and we pride ourselves in always providing a friendly and efficient service to all our customers.”
